Make quinoa on stove top or in rice cooker, according to directions.
Heat the oil in a large sauté pan on high, turning down to medium. Add the onions and sauté for 2-3 minutes. Add the peppers and sauté an additional 2-3 minutes. Salt and pepper to taste.
To make the salsa dressing, in a small bowl, add the salsa and sour cream; mix well.
In another small bowl, mix the beans with cilantro; lightly salt and add 1/2 fresh-squeezed lime.
To serve and make individual bowls (servings), add quinoa, onion mixture, salsa dressing, and other toppings as desired. ENJOY!