In a large mixing bowl, combine the brown rice, kidney beans, black beans, pinto beans, corn, onion, peppers, jalapeno peppers, and tomatoes. In a small bowl, add the lime zest and juice, olive oil, garlic, honey, cilantro, and cumin. Mix together, and salt and pepper to taste. If you like pizzazz, add more cumin or cayenne pepper.
Drizzle over the dip mixture; gently stir.
Refrigerate salad for 1 hour, toss again, and serve with chips or as a side salad.